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That means the borrower provides an item, or items, of collateral as security for the loan. The pawnbroker makes the loan based on the value of the collateral. When the loan is repaid, the collateral is returned to the borrower. There's never a credit check, nor do we report to credit agencies.

Items often used as collateral include:

• Firearms
• Jewelry
• Coins
• Electronics
• Musical Instruments
• And Many Other Items of Value

Pawnbrokers do not check the borrower's credit history and pawn loans are non-recoursive, meaning that if the borrower defaults on the loan it is not reported to any credit agency. If the borrower does not repay the loan the pawnbroker simply forecloses on the collateral and places it for sale.

Pawn loans are short-term loans. They are typically written up for one month; however, they can be renewed for additional one month periods if the borrower chooses to do so. During the term of the loan the property used as collateral for the loan is securely stored by the pawnbroker.

You've come to the right place. At Third Street Pawn in Missoula you don't just walk out with cash in hand, you walk out with peace of mind, knowing that your valuables are safe and secure until you return for them. For 23 years we have built our reputation on the highest levels of service in the business.

• All loans are Confidential
• Your property is Insured
• Instant Cash Loans
• Fast and Friendly!

We offer the most Competitive Rates Pawn and Loans in Missoula, Lolo & Clinton, MT!